Course Overview

The goal of the National Diploma (ND) programme in Banking and Finance is to produce intermediate technical manpower with sound theoretical and practical knowledge who can effectively perform a range of various functions in banks, other financial institutions, commerce, industry, private and public enterprises. 

The diplomats of the ND Banking and Finance should be able to:

  • Collect and integrate basic financial data for use in investment decisions.
  • Assist in the preparation of final accounts of companies and other financial organizations.
  • Assist in the preparation of short and long term budgets;
  • Collect and collate relevant financial information to aid superior officers/and management financial decisions.
  • Compute basic financial and statistical ratios.
  • Assist in the analysis and evaluation of investment proposals, price and market trends.

The HND Programme in Banking and Finance is designed to produce graduates with a comprehensive knowledge and thorough understanding of Business Operations of Banks and Financial Institutions. This should place the graduate in management position in Banking and Finance Industry. The HND programme should contribute adequately to the production of good quality honest and dedicated management manpower for Banks, Financial Institutions, Commerce, Industry, Private and Public enterprises.

The Graduate of the HND Banking and Finance programme should be able to:

  • Analyze and criticize final accounts of firms, especially as an aid to lending;
  • Conduct search and perfect all security documents submitted by borrowing customers.
  • Interpret basic statistical data (Price changes, Interest and Foreign Exchange rates, etc);
  • Calculate, interpret and apply the Net Present Value and Internal Rate of Returns and other investment criteria;
  • Prepare short and long term budget plans such as; cash budget, sales budget and proforma balance sheet; etc.
  • Forecast Market trends so as to determine profitability, viability, etc;
  • Evaluate and manage investment portfolio;
  • Analyze investment proposals;
  • Analyze and Evaluate financial assets for investment purposes.

Entry Requirements ND

To qualify for a place in the department of Banking and Finance, five credit passes in English Language, Mathematics and any other three subjects from the following: Economics, Business Methods, Principles of Accounts, Literature in English, Commerce, History, Statistics, geography, Government Agric Science/Biology obtained at not more than two sittings.

A credit pass in N.B.T.E. recognized pre National Diploma Examination.

Entry Requirements HND.

The entry requirements for the HND in Banking and Finance are;

(a) A minimum of lower credit pass (CGPA of 2.50) in ND Banking and Finance or related programme and a minimum of one year post- ND Cognate work experience.

Further Education:

An ND graduate with CGPA of 2.50 and above can apply for direct entry to university for B.Sc in Banking and Finance and other related business courses.

A HND holder with CGPA 2.50 and above can also apply for direct entry for B.Sc in Banking and Financeand other Business related courses.

A HND holder with at least 3.00 CGPA is also qualified to apply for Post Graduate Diploma (P.GD) in management which will qualify the candidate to apply for MBA or M.Sc in management or other Business related courses.

Career Opportunities:

A Marketing/Purchasing and Supply graduate is well prepared for a broad range of professional careers which include management positions in banks, insurance companies, stock exchange, business, industry, Government etc. Also, the course provides an excellent training for further studies leading to post-graduate studies like MBA or MA/MSC and PHD degree programmes in Finance Economics, Financial Management, Banking, Accountancy, Research Assignment, etc.

Opportunity industries are:

  • Media and Communications.
  • Consulting.
  • Financial and Investment Institutions.
  • Manufacturing/ Production.
  • Hospitality/ Tourism
  • NGOs/ Agencies and so many more industries.

Work Placement:

Imo State Polytechnic, Umuagwo
Commercial banks
Companies
Industries
Government Ministries and Departments etc.

ND Curriculum Table

ND SEMESTER 1

Course Code Course Title T P CU Service Dept.
BAM 112 BUSINESS MATHEMATICS 1     3 M/STA
ACC 111 PRINCIPLES OF ACCOUNTS 1     4 AC
OTM 101-102 TECHNICAL ENGLISH 1     2 GS
GNS 103 INTRODUCTION TO PHILOSOPHY     2 GS
BFN 112 PRINCIPLES OF ECONOMICS 1     2 B/F
BFN 114 PRINCIPLES OF LAW     2 GS
BAM 132 PRINCIPLES OF MANAGEMENT 1     2 BAM
BFN 115 INTRODUCTION TO INSURANCE     2 BF
GNS 111 CITIZENSHIP EDUCATION I     2 GS
BFN111 ELEMENTS OF BANKING 1     2 BF
BAM 211 INTRODUCTION TO ENTREPRENEURSHIP     3 BF
OTM 113 ICT 1     3 CS
  TOTAL     29  

ND SEMESTER 2

Course Code Course Title T P CU Service Dept.
BAM 112 BUSINESS MATHEMATICS 2     3 M/STA
ACC 121 PRINCIPLES OF ACCOUNTING 2     4 AC
BFN 122 PRINCIPLES OF ECONOMICS 2     3 B/F
BAM 221 PRINCIPLES OF MANAGEMENT 2     2 BAM
BFN 125 PRINCIPLES & PRACTICE OF INSURANCE     2 BF
BAM 214 BUSINESS LAW     2 GS
BFN 121 ELEMENTS OF BANKING 2     2 BF
BAM 111 PRINCIPLES OF MARKETING     2 MKT
GNS 111 ICT 2     2 CS
BFN111 USE OF ENGLISH II     2 GS
BAM 211 INTRODUCTION TO LOGIC     2 GS
OTM 113 CITIZENSHIP EDUCATION 2     2 GS
OTM 113 RESEARCH METHODOLOGY     2 GS
  TOTAL     30  

ND SEMESTER 3

Course Code Course Title T P CU Service Dept.
OTM 201-202 TECHNICAL ENGLISH II     2 GS
ACC 211 FINANCIAL ACCOUNTING 1     4 AC
BAM 212 BUSINESS FINANCE 1     2 BF
BFN 213 BUSINESS RESEARCH METHODS     3 BF
BFN 216 INTRODUCTION PUBLIC FINANCE     3 BF
BFN 212 FINANCIAL INSTITUTIONS     2 BF
BFN 215 BANKING LAWS AND REGULATIONS     3 BF
BFN 217 BUSINESS STATISTICS 1     2 BF
BAM216 THE PRACTICE OF ENTREPRENEURSHIP     3 BF
GNS 229/225 GENERAL CHEMISTRY 1/CHEMISTRY/BIOLOGY     2 ST
  TOTAL     26  

ND SEMESTER 4

Course Code Course Title T P CU Service Dept.
ACC221 FINANCIAL ACCOUNTING II     4 AC
BFN 221 BUSINESS FINANCE II     2 BF
BFN 226 COMPARATIVE BANKING SYSTEMS     2 BF
BFN 224 BANKING OPERATIONS     3 BF
BAM 222 BUSINESS STATISTICS II     2 M/STA
ACC 214 TAXATION 1     3 AC
BFN 223 RESEARCH PROJECT     4 BF
BFN 225 CAREER DEVELOPMENT     4 BF
GNS 202 COMM. IN ENGLISH     2 GS
  TOTAL     26  

HND Curriculum Table

HND SEMESTER 1

Course Code Course Title T P CU Service Dept.
HBF 311 INTERNATIONAL FINANCE I     3 BF
HBF 312 FINANCIAL MANAGEMENT I     4 BF
HBF 313 ADVANCE FINANCIAL ACCOUNTING I     4 ACC
HBF 314 LAW & ETHICS OF BANKING I     3 BF/GS
HBF 315 PRACTICE OF BANKING (POB) I     2 BF
HBF 316 FINANCIAL SERVICES MARKET     2 BF
HBF 317/ EED 413 ENTREPRENEURSHIP DEV. PROG.     3 EC
HBF 318 CORPORATE FINANCE I     2 BF
HBF 319 MONEY, BANKING AND CREDIT     2 BF
GNS 301/ OTM 315 COMM. IN ENGLISH     2 GS
HBF 317 COMPUTER APPLICATION     2  
  TOTAL     29  

HND SEMESTER 2

Course Code Course Title T P CU Service Dept.
HBF 321 INTERNATIONAL FINANCE II     3 BF
HBF 322 FINANCIAL MANAGEMENT II     4 BF
HBF 323 LAW & ETHICS OF BANKING II     4 ACC
HBF 324 PRACTICE OF BANKING (POB) II     3 BF
HBF 325 COMPARATIVE BANKING SYSTEM     2 BF
HBF 326 MONETARY ECONOMICS     3 BF
HBF 327/ EED 413 CORPORATE FINANCE II     3 BF
HBF 328 FIN. SERVICES MARKETING     2 BF
HBF 329 USE OF ENGLISH     2 BF
GNS 302 COMPUTER APPLICATION II     2 GS
COM 328 COMPUTER APPLICATION     2 CS
  TOTAL     29  

HND SEMESTER 3

Course Code Course Title T P CU Service Dept.
HBF 411 INVESTMENT & PORTFOLIO MANAGEMENT     4 BF
HBF 412 PUBLIC FINANCE     3 BF
HBF 413 BUSINESS RESEARCH METHODS     3 BF
HBF 414 SEMINAR IN BANKING AND FINANCE     2 BF
HBF 415 PRACTICE OF BANKING (POB) III     3 BF
HBF 416 MANAGEMENT INFORMATION SYSTEM     4 CS
HBF 417 BANKING MANAGEMENT     2 BF
HBF 418 CREDIT MANAGEMENT     2 BF
GNS 401/ OTM 412 COMM. IN ENGLISH     2 GS
HBF 424/ EED 424 PRACTICE OF ENTREPRENEURSHIP     2 EC
  TOTAL     27  

HND SEMESTER 4

Course Code Course Title T P CU Service Dept.
HBF 421 QUANTITATIVE TECH. IN MANAGEMENT 4   4 BAM
HBF 422 FIN. OF INTERNATIONAL TRADE 3   3 BF
HBF 423 MGT. OF BANKS AND FIN. INSTITUTIONS 3   3 BF
HBF 425 INFORMATION TECHNOLOGY 3   3 BF
HBF 426 MANAGERIAL ECONOMICS 4   4 CS
HBF 427 PROJECT 4   2 -
HBF 428 PROFESSIONAL CAREER DEVELOPMENT 3   2 BF
OTM 322 PRACTICE OF ENTREPRENEURSHIP 4   2 BF
GNS 402 PRACTICE OF ENTREPRENEURSHIP 2   2 GS
  TOTAL 12   29